<p>Rapidly evolving technology can add to the pressures banks face today. Institutions willing to think about technology in new ways, however, will find it also offers opportunities and solutions. At Enterprise Bank &amp; Trust, a $3.3 billion St. Louis-based commercial bank, this type of thinking has led to some progressive strategies, such as moving some basic IT functions off the bank's servers and onto the cloud as well as applying software development methods that typically are found only in much larger institutions.</p><p>[Strategic considerations beyond cost are driving more banks to adopt the cloud platform, according to Gartner: Majority of Banks Will Turn to Cloud for Processing Transactions By 2016]</p><p>Enterprise Bank was founded 25 years ago to serve the lifetime financial needs of privately held businesses, their owners' families, and other success-minded individuals. This focus on providing high-touch services for entrepreneurial clients helped create a culture that is willing to embrace technology and use it to differentiate the institution.</p><p>For example, even in its earliest days Enterprise Bank always operated its own internal technology development team. This "build it, rather than buy it" mindset led the bank to develop its own proprietary loan processing platform, a number of online services, and a proprietary treasury management services portal. Originally designed to respond to one prospective client's needs, the portal has since attracted more than 100 additional clients.</p><p><a href="http://www.banktech.com/architecture-infrastructure/gaining-differentiation-efficiency-via/240163460">Keep reading...</a></p>